Buy now, Pay Later

Enjoy flexible repayment options,
Get immediate approvals online.

What is Afterpay?

Afterpay is a unique service which was founded to champion the customer's best interests when it comes to making retail purchases.

Splitting payments into 4 equal instalments. You pay nothing extra when you pay on time, according to your payment schedule. It is easy to view orders and payment schedules in the App to manage all budgets.

Afterpay is a lifestyle product which makes shopping more convenient. Enabling you to get the things you want when you want them, while managing payments over time.

Afterpay gives shoppers the flexiblity they want to manage their budgets.
What is the return policy?

Our goal is for every customer to be totally satisfied with their purchase. If this isn’t the case, let us know and we’ll do our best to work with you to make it right.

Are any purchases final sale?

We are unable to accept returns on certain items. These will be carefully marked before purchase.
When will I get my order?

We will work quickly to ship your order as soon as possible. Once your order has shipped, you will receive an email with further information. Delivery times vary depending on your location.
Where are your products manufactured?

Our products are manufactured both locally and globally. We carefully select our manufacturing partners to ensure our products are high quality and a fair value.

What is Humm?

The repayment amount does not include a Monthly Fee of $8 which applies to payment plans 5 months or greater, for both "Little things" and "Big things". Only a single monthly fee will be charged regardless of the number of active payment plans you have. For "Big things" purchases, an establishment fee of $35 - $90 will also apply if you are new to humm or a $22 additional purchase fee if you've used humm before.
Can anyone apply for Humm No Interest Ever Payment Plan?

Yes, but you need to...

  • Must Be 18 Years or Older
  • Be an Australian permanent resident.
  • Have a Permanent Job (work at least 25 hours a week)
With no interest, are the fees high?

No, they are not

  • Establishment fee of $35-90 depending on the amount you’re spending.
  • $8 per month account keeping fee.
    For full details read your continuing credit Payment Plan agreement.
Can I pay my amount early?

Yes, you can pay the outstanding balance anytime. Get in touch with humm to make early payment on 1800 088 151.
Does Humm use credit checks?

Your credit score may be checked when you sign up to humm. But don’t worry, this won’t affect your credit score or leave a record on your credit file

What is Zipmoney?

zipMoney offers a simple, flexible, line of credit that allows you to buy what you want today and pay back over time For more information, visit https://zip.co/au

How does zipMoney work?

1

Complete your application and get a decision in minutes

2

zipMoney pays Direct Fitness Gear on your behalf

3

You pay zipMoney over time in easy monthly payments

To be eligible to apply?
  • Must be over 18 years of age
  • Must be an Australian citizen or a resident
  • Must be employed in some capacity
How do I get started?
  • Click APPLY NOW and complete the easy 3-minute application. You'll be surprised at how simple the process is.
  • Once approved and you accept the terms and conditions, zipMoney will pay Direct Fitness Gear on your behalf.
What else do I need to know?
  • Although zipMoney's interest-free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.
  • zipMoney's payment plans are interest-free for up to 12 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.
What are the benefits?
  • You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time. zipMoney even pays Direct Fitness Gear on your behalf no money ever changes hands.
  • You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.
  • It's simple and easy to use.
What are the fees?
  • No deposit, so nothing to pay today
  • A one off establishment fee may apply. Don't worry this is added to your interest-free balance. Please see your application and contract for details.
  • Minimum monthly payments apply. See your contract and application for details.
  • An interest-free period of up to 12 months, after which interest will accrue at the standard annual percentage rate
  • A small monthly admin fee of $9.95 (only payable if a balance is owing)

Please refer to your contract, terms, and conditions for further information.
Where can I find out more?

Where can I find out more?

Terms and Conditions

Zip Money. Interest free term subject to minimum spend and promotional partner offer. Available to approved applicants only and subject to completion of satisfactory credit check. The repayment advertised will repay the transaction balance within the advertised interest free period. A monthly account fee of $9.95 applies and a one off establishment fee may apply for new customers. Under the contract, minimum monthly repayments are required and will vary depending on your credit limit. Instalment plans split eligible purchases of $300 and above into equal repayments within the interest free period. If you turn off instalments, transactions will be reverted to the minimum monthly repayment. Paying only the minimum monthly repayment may not necessarily repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).